Utomo, F. S., Suryana, N. and Azmi, M. S. (2025) “Factors Influencing User Adoption of Mobile Payment System: An Integrated Model of Perceived Usefulness, Ease of Use, Financial Literacy, and Trust”, Journal of Digital Market and Digital Currency, 2(2), pp. 135–156. doi: 10.47738/jdmdc.v2i2.31.